Our Journey

Building the Future, Together

A transparent roadmap of how we're creating a sustainable, community-owned financial ecosystem that serves everyone.

Phase 1: Foundation

Core Platform & Peer-to-Peer Mutual Aid (Takaful)

Active
P2P Mutual Aid System
Direct peer-to-peer support system where members contribute (Infaq) and receive benefits. No intermediaries, pure community solidarity.
Live
Digital Wallet Integration
Secure wallet system for contributions and benefits with real-time tracking. Full transparency on all transactions.
Live
Trust & Verification
Member verification system ensuring community integrity. Building trust through transparency and accountability.
Live
Mobile-First Platform
Responsive web application accessible from any device. Participate in mutual aid from anywhere in the world.
Live

Phase 2: Community Growth

Local Communities & Waqf Projects (Sadaqah Jariyah)

In Progress
Local Community Circles
Create and join local Jamaa groups. Strengthen bonds with people in your region while staying connected to the global network.
Community Waqf Projects
Pool resources to fund lasting community assets—schools, clinics, water wells, community centers. Perpetual charity (Sadaqah Jariyah) for ongoing benefit.
Democratic Governance
Community-driven decision making through Shura (consultation). Members vote on project priorities and fund allocation.
Impact Tracking
Transparent reporting on how community funds are used. See the real-world impact of collective contributions.

Phase 3: Jamaa Token

Community Digital Currency Development

Planned
Token Development
Launch the Jamaa Token (JMT)—a community-owned digital currency. Designed for ethical finance with zero interest (Riba-free).
Blockchain Integration
Transparent, immutable records of all transactions. Every contribution and benefit traceable on-chain for complete accountability.
Fiat On/Off Ramps
Easy conversion between local currencies and JMT. Support for mobile money, bank transfers, and payment gateways across regions.
Member Token Distribution
Early community members receive JMT allocation based on participation. The community owns and benefits from the currency's growth.

Phase 4: Ecosystem Expansion

Token Utility & Community Profit Generation

Planned
Jamaa Marketplace
Buy and sell goods/services within the community using JMT. Support fellow members while building the token's real utility.
Community Treasury
Collective investment fund managed transparently. Profits from ethical investments (Halal) distributed back to token holders.
Exchange Listings
JMT listed on decentralized and centralized exchanges. Enable trading while maintaining community-first values.
Profit Sharing Mechanism
Trading fees and treasury gains distributed to community. The more the ecosystem grows, the more everyone benefits (Mudarabah model).

Phase 5: Global Scale

Worldwide Impact & Institutional Growth

Vision
Jamaa Waqf Foundation
Establish a formal endowment foundation. Assets held in perpetuity with returns funding community programs indefinitely.
Cross-Border Partnerships
Partner with NGOs, microfinance institutions, and ethical banks worldwide. Extend reach while maintaining community values.
Educational Initiatives
Waqf-funded scholarships, vocational training, and financial literacy programs. Investing in people for generational impact.
Self-Sustaining Ecosystem
A fully autonomous community financial system. Revenue from token utility, trading, and investments sustain all operations and growth.
Where We're Headed

Our Long-Term Goals

Goal

1M+ Members

A global community of mutual support spanning every continent

Goal

$100M+ Circulated

Total value exchanged through the community mutual aid system

Goal

1000+ Projects

Community-funded Waqf projects creating lasting impact worldwide

Be Part of the Journey

Join thousands building a fairer financial future together.